Is medical only cover suitable for seniors?

Medical-only travel insurance provides cover for overseas emergency medical and hospital expenses but does not include other benefits such as cancellation, or travel delay. Some seniors may consider this type of cover if their main concern is access to medical treatment while travelling overseas. 

Whether medical-only cover is suitable depends on individual circumstances, including your travel plans, health needs, and what level of protection you want during your trip. The Product Disclosure Statement (PDS) outlines the terms, conditions, limits, and exclusions that apply, including age limits and how pre-existing medical conditions are considered. 

Every claim is reviewed individually on a case-by-case basis and will only be paid if it meets the terms, conditions, limits, and exclusions in your policy. Always check the PDS carefully so you know exactly what’s included before you travel.