Does medical only travel insurance cover cancellation?

Fast Cover’s Basics policy which has medical-only travel insurance does not cover cancellation costs. This type of policy is designed to provide cover for overseas emergency medical and hospital expenses only. 

If you want cover for cancellation, trip disruption, or travel delays in addition to medical cover, you would need to consider a broader policy type such as Standard Saver or Comprehensive, as outlined in the Product Disclosure Statement (PDS).