How do I choose a Standard Saver travel insurance policy?

Choosing a Standard Saver travel insurance policy depends on your trip type, budget, and the level of protection you want. Fast Cover’s Standard Saver policy offers essential cover at a lower cost compared to a Comprehensive policy, which might make it ideal for travellers who want reliable protection without paying for extras they may not need. 

When comparing or selecting your policy, you may want to consider: 

• Where you’re travelling: Make sure the region you select covers all destinations you’ll visit. 
• Trip length: Premiums vary depending on how long you’ll be away. 
• What’s covered: Standard Saver policies include benefits such as Unlimited Overseas Medical cover, Trip Cancellation benefits, and Luggage and Personal Effect cover.  
• Optional extras: You can add cover for specific needs like rental vehicle excess, adventure activities, or specified valuable personal items. 
• Your travel plans: If you’re taking part in higher-risk activities (like skiing or motorcycling), check whether an optional pack is required. 

Always read the Product Disclosure Statement (PDS) carefully to understand what is and isn’t included before purchasing.  

Every claim is reviewed individually on a case-by-case basis and will only be paid if it meets the terms, conditions, limits, and exclusions in your policy. Always check the PDS carefully so you know exactly what’s included before you travel.