What is Travel insurance for backpackers?

Travel insurance for backpackers is designed for travellers taking extended or flexible trips, often across multiple countries, on a budget. It provides cover for unexpected situations that can happen while travelling for long periods like medical emergencies, lost belongings, or trip disruptions. 

With Fast Cover, a backpacker-style policy can help cover: 

  • Overseas Emergency Medical and Hospital Expenses (unlimited for eligible claims) 
  • Trip Cancellation and Disruption Expenses 
  • Luggage and Personal Effects cover 
  • Travel Delay and Additional Transport Expenses 
  • Optional extras such as Adventure Pack, Bicycle Pack, or Motorcycle Pack for more active or adventurous trips 

It’s ideal for young travellers, students, or anyone taking a gap year or extended overseas adventure where plans may change along the way. 

Every claim is reviewed individually on a case-by-case basis and will only be paid if it meets the terms, conditions, limits, and exclusions in your policy. Always check the PDS carefully so you know exactly what’s included before you travel.