When should I buy travel insurance for a solo trip?

It’s up to you when to buy your travel insurance for your solo trip, but many travellers choose to purchase it as soon as they book their trip.

That’s because the Trip Cancellation Expenses benefit starts from the moment you buy your policy, giving you cover if an unexpected event means you need to cancel before your trip begins.

Buying your policy early usually means that you might be covered for eligible pre-departure situations such as illness, injury, or other unforeseen circumstances that could affect your travel plans.

Every claim is reviewed individually on a case-by-case basis and will only be paid if it meets the terms, conditions, limits, and exclusions in your policy. Always check the PDS carefully so you know exactly what’s included before you travel.