Does travel insurance cover childbirth overseas?

Under Fast Cover Travel Insurance, childbirth itself is not covered. This means labour, delivery, routine antenatal care, postnatal care, and costs relating to the newborn are generally excluded. 

The PDS does allow for limited cover for unexpected pregnancy related medical emergencies that occur before the gestational limit stated in the policy. These are situations where urgent medical treatment is required due to an unforeseen complication, rather than planned or routine pregnancy care. Once the pregnancy reaches the gestation limit outlined in the PDS, pregnancy related claims are not covered. 

Every claim is reviewed individually on a case-by-case basis and will only be paid if it meets the terms, conditions, limits, and exclusions in your policy. Always check the PDS carefully so you know exactly what’s included before you travel.