Do I need to do a medical screening for pregnancy when buying travel insurance?

Pregnancy itself is not automatically treated as a condition that generally requires a medical screening, as long as the pregnancy is progressing normally and falls within the gestational limits outlined in the policy.

A medical screening may be required if you have pregnancy related complications, an existing medical condition, or if a medical professional has advised that your pregnancy is high risk. In these situations, you can complete a medical screening to check whether cover may be available for the specific medical or pregnancy related condition. If cover is offered, an additional premium may apply, depending on the condition being assessed.

Every claim is reviewed individually on a case-by-case basis and will only be paid if it meets the terms, conditions, limits, and exclusions in your policy. Always check the PDS carefully so you know exactly what’s included before you travel.