Is Deep sea fishing covered?

Cover is available for Deep sea fishing with a licensed commercial operator up to 15 nautical miles off any land mass but you must choose the Adventure Pack option, comply with the conditions of the policy and pay the additional premium.

For 1 or more overnight stays in Australia or 4 or more nights overseas on a cruise ship, you must specify cruise cover. Otherwise, cover is not available for deep sea fishing beyond 15 nautical miles.

Note:

• The Adventure Pack is NOT available with the Basics policy

• You are NOT covered under the following benefits if you have the Adventure Pack:

  • Benefit 10: Permanent Disability

  • Benefit 11: Loss of Income

  • Benefit 18: Personal Liability

Definition of a 'Cruise Ship': means a commercially operated ocean-going vessel that is licensed to carry paying passengers, has on-board accommodation and a trained medical practitioner or staff trained and accredited in advanced first aid (or the equivalent level in the country that you are travelling in. 

As each individual’s circumstances are different, our claims team will assess each claim on a case by case basis.

Cover is subject to the policy terms, conditions, limits and exclusions in the Product Disclosure Statement (PDS).