Am I covered for white water rafting?

White water rafting up to Grade 3 under the international scale of river difficulty, or lakes or canals is included under Fast Cover travel insurance policies. To participate in white water rafting on rivers or rapids graded 4 or 5, the Adventure Pack add-on can be purchased with your policy. 

The activity must be undertaken recreationally and not in a professional or competitive capacity. 

Whether a claim for white water rafting is payable will depend on your policy type, the specific circumstances, the type of expenses you’re claiming, and the policy terms, conditions, exclusions, limits and sub-limits. 

Every claim is reviewed individually on a case-by-case basis and will only be paid if it meets the terms, conditions, limits, and exclusions in your policy. Always check the PDS carefully so you know exactly what’s included before you travel.