Do I need to add on the Adventure pack for doing the rock wall climbing on the ship?

Yes, to be covered for rock climbing on your cruise, you will need to take out the Adventure Pack.

Note:

• The Adventure Pack is NOT available with the Basics policy
• You are NOT covered under the following benefits if you have the Adventure Pack:
  • Benefit 10: Permanent Disability
  • Benefit 11: Loss of Income
  • Benefit 18: Personal Liability

Cover is subject to the policy terms, conditions, limits and exclusions in the Product Disclosure Statement (PDS).