Do you cover for hiking?

Hiking peaking at altitudes below 3000 meters, is included under Fast Cover travel insurance policies, and where specialist climbing equipment is not required. (Expeditions to or on the Kokoda Track or Trail are not automatically covered.) 

If you plan to hike at altitudes peaking between 3,000 and 6,000 metres or take an expedition to or on the Kokoda Track/Trail, you may consider purchasing the Adventure Pack add-on with your policy. Cover is only available if specialist climbing equipment is not required. 

There is no cover for hiking activities peaking at altitudes above 6,000 metres or for any hikes that require technical climbing or mountaineering equipment. 

The activity must be undertaken recreationally and not in a professional or competitive capacity. The Adventure Pack is not available with the Basics policy. 

Whether a claim for hiking is payable will depend on your policy type, the specific circumstances, the type of expenses you’re claiming, and the policy terms, conditions, exclusions, limits and sub-limits. 

Every claim is reviewed individually on a case-by-case basis and will only be paid if it meets the terms, conditions, limits, and exclusions in your policy. Always check the PDS carefully so you know exactly what’s included before you travel.