Does travel insurance cover incidents involving the consumption of alcohol?

Fast Cover Travel Insurance policies have a number of exclusions that may apply where incidents involve the consumption of alcohol, including where your claim arises directly or indirectly from you, another person listed on the Certificate of Insurance, your partner, or your travelling companion using alcohol or drugs (unless the drugs have been prescribed by your medical practitioner). 

This exclusion and other potential applicable general exclusions under your policy, are specified in the Product Disclosure Statement (PDS). 

Eligibility criteria, policy terms, conditions, exclusions, limits and sub limits apply. Consider the PDS prior to deciding on which policy is right for you and your needs. 

Any advice is general advice only and does not take into account your individual objectives, financial situation, or needs. Please consider the PDS before making any decisions regarding the purchase of travel insurance. 

As each individual’s circumstances are different, we will assess each claim on a case-by-case basis in accordance with your specific circumstances, policy terms, and Certificate of Insurance.