Is Diving underwater covered?

Certain cover is available for diving underwater under our policies, provided you are using an artificial breathing apparatus at a depth no greater than 10 m (you must hold an open water diving licence recognised in Australia or dive with an instructor licensed for these activities).

Note:

  • You will need to buy the Adventure Pack Add-on if you wish to dive underwater between 10 m and 30 m and provided you are using an artificial breathing apparatus at a depth no greater than 30 m (you must hold an open water diving licence recognised in Australia or dive with an instructor licensed for these activities).
  • You must be aged 74 years and under at the date of policy issue to purchase the Adventure Pack.
  • Diving underwater deeper than 30 m CANNOT be covered.
  • You must specify Cruise cover if you are on a cruise ship for 1 or more overnight stays in Australia or 4 or more nights overseas.
  • As each individual’s circumstances are different, our claims team will assess each claim on a case by case basis.

Cover is subject to the policy terms, conditions, limits and exclusions in the Product Disclosure Statement (PDS).

Read more about the activities that we can provide cover for: