Is Sailing covered?

Sailing is included under Fast Cover travel insurance policies under the following conditions: 

• Cover is provided for sailing up to 10 nautical miles off any land mass. 
• If you plan to sail between 11 and 15 nautical miles off a land mass, you’ll need to purchase the Adventure Pack add-on with your policy for cover to apply. You are not covered for sailing competition or racing. 
• There is no cover for sailing more than 15 nautical miles from a land mass, even if the Adventure Pack has been purchased. 

The activity must not be undertaken in a professional capacity. The Adventure Pack is not available with the Basics policy. 

Whether a claim for sailing is payable will depend on your policy type, the specific circumstances, the type of expenses you’re claiming, and the policy terms, conditions, exclusions, limits and sub-limits. 

Every claim is reviewed individually on a case-by-case basis and will only be paid if it meets the terms, conditions, limits, and exclusions in your policy. Always check the PDS carefully so you know exactly what’s included before you travel.