Are Surface water activities in rivers and rapids covered?

Yes, you have cover for surface water activities (other than sailing) in rivers and rapids graded I, II or III under the International Scale of River Difficulty, or lakes or canals.

You will need to buy the Adventure Pack Add-on if you wish to do rafting or kayaking in rivers or rapids graded IV or V under the International Scale of River difficulty (but not racing).

Eligibility criteria, policy terms, conditions, exclusions and limits apply. Consider the PDS prior to deciding on which policy is right for you and your needs.

As each individual’s circumstances are different, we will assess each claim on a case by case basis and in accordance with your specific circumstances, policy terms and Certificate of Insurance.