Are Surface water activities in rivers and rapids covered?
Yes, Surface water activities (other than sailing) in rivers and rapids are automatically covered in rivers or rapids graded I, II or III under the International Scale of River Difficulty, or lakes or canals.
You will need to buy the Adventure Pack Add-on if you wish to do rafting or kayaking in rivers or rapids graded IV or V under the International Scale of River difficulty (but not racing).
Cover is subject to the policy terms, conditions, limits and exclusions.in the Product Disclosure Statement (PDS)