What is considered specialist climbing equipment?

Although the term ‘Specialist Climbing Equipment’ is not defined in the Product Disclosure Statement, it generally refers to gear or devices specifically designed for specialised climbing activities such as mountaineering, alpine climbing, or other high-risk outdoor activities involving climbing. This equipment is generally used for safety, support, or technical climbing techniques.

Specialised climbing equipment can include (but is not limited to) the following items:

  • Crampons to walk over snow or ice
  • Mountaineering helmet
  • Mountaineering boots
  • Specialist climbing gloves
  • Avalanche beacons
  • Climbing using guides or ropes or rock-climbing equipment
  • Harness / Climbing Harness
  • Use of oxygen
  • Carabiner - locking and non-locking types
  • Belay device
  • Rappel devices (descenders)
  • Ice axe
  • Spinner leashes (minimise the consequences of accidentally dropping a tool)
  • Anchor
  • Probe
Fast Cover Travel Insurance automatically provides cover for hiking, trekking, and tramping up to an altitude of 3,000 meters, provided you do not use any specialised climbing equipment.
You can extend this cover to activities up to 6,000 metres by purchasing the Adventure Pack add-on.

Important Information:

- No cover is available for any hiking, trekking, or tramping above 6,000 metres, regardless of add-ons.
- No cover is available for any hiking, trekking, or tramping if it involves the use of specialist climbing equipment, regardless of altitude or cover level.
Any advice is general advice only and does not take into account your individual objectives, financial situation, or needs. Eligibility criteria, policy terms, conditions, exclusions, limits and sub limits apply. As every claim is assessed on a case-by-case basis, please read the Product Disclosure Statement (PDS) available at fastcover.com.au to determine if this product is suitable for you.