Does a travel insurance policy cover products, employees, or contractors on a business trip?

Our travel insurance policies are not designed to cover business products, stock, or employees and contractors travelling for work. If you are travelling for business with these requirements, you will likely need a specialised form of insurance that can be arranged through a business insurance provider or broker. 

Travel insurance is intended to cover the personal travel needs of the insured individuals listed on the Certificate of Insurance. Any cover for business products, equipment, or additional staff should be arranged separately with appropriate providers under a business-specific policy.