Am I covered as a passenger on a motorcycle?

Cover is not available for you being a passenger on a motorcycle, moped or scooter unless you take out the Motorcycle Pack and pay the additional premium.

You must also comply with the conditions of your policy including the following:

• The person in control of the motorcycle, moped or scooter must hold a current licence (Provisional or higher) for the class of motorcycle, moped or scooter being ridden, 
• The person on control of the motorcycle, moped or scooter must be legally allowed to ride in the country that they are riding in, and
• You and the person in control of the motorcycle, moped or scooter must ride responsibly and comply with local laws.
• As each individual’s circumstances are different, our claims team will assess each claim on a case by case basis.

Cover is subject to the policy terms, conditions, limits and exclusions.in the Product Disclosure Statement (PDS).