Am I covered to ride a motorcycle on public unsealed roads?
Certain cover is available for motorcycle riding on sealed or unsealed public roads but you will need to take out the Motorcycle Pack.
Riding a moped or scooter:
Certain cover is available under our policies for you to ride a moped or scooter with an engine size no greater than 50cc provided amongst other conditions, that you:
- Have a current Australian drivers licence (Provisional or higher), and
- Licence valid for the country that you are riding in.
Riding a motorcycle:
If you will be riding a motorcycle, moped or scooter with an engine size greater than 50cc, you must:
- Have a current Australian motorcycle licence (Provisional or higher) valid for the same size of motorcycle, regardless of the local laws, and
- Licence valid for the country that you are riding in.
Passenger on a motorcycle, moped or scooter:
- The person in control of the motorcycle, moped or scooter must hold a current licence (Provisional or higher) for the class of motorcycle, moped or scooter being ridden,
- The person in control of the motorcycle, moped or scooter must be legally allowed to ride in the country that they are riding in, and
- You and the person in control of the motorcycle, moped or scooter must ride responsibly and comply with local laws.
Note:
- You must comply with the restrictions of your Provisional or higher motorcycle licence, regardless of the local laws.
- There is no restriction on the engine size of the motorcycle
- The moped, scooter and motorcycle itself is not covered under our policies.
- There is no cover available under our policies for off road or closed road motorcycle riding, including riding on private roads.
- There is no cover available under our policies for medical treatment or ambulance transportation in Australia.
- You must be aged 74 and under at the date of policy issue to purchase a Motorcycle Pack.
- As each individual’s circumstances are different, our claims team will assess each claim on a case by case basis.
Cover is subject to the policy terms, conditions, limits and exclusions in the Product Disclosure Statement (PDS).