How is my premium calculated?

The premium you pay is shown on the Certificate of Insurance. It is calculated when you purchase the policy and if you vary or extend cover. 

The premium is calculated based on a number of factors, including:

  • The policy you have chosen, 
  • Your age, 
  • Where you are going to, 
  • The length of your trip, 
  • The time between purchase and departure
  • Any options you have chosen. 

The amount you pay includes allowances for government fees, taxes and charges (including stamp duty and GST) and may include administration fees, which, if charged, will be listed on the Certificate of Insurance.

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