How is my premium calculated?

Your premium is shown on your Certificate of Insurance. It’s calculated when you first purchase your policy, and again if you make changes or extend your cover. 

The premium is calculated based on a number of factors, including:

• The policy you have chosen, 
• Your age, 
• Where you are going to, 
• The length of your trip, 
• Existing medical conditions
• The time between purchase and departure
• Any add-ons you have chosen.