Do I need travel insurance when travelling to Lady Elliot Island?

Lady Elliot Island is part of Australia and therefore cover is available for travel to Lady Elliot Island by air if it is at least 200km from your home in Australia when you choose a Domestic Plus policy.  

However, if you are cruising to Lady Elliot Island, and are sleeping on the cruise ship for one or more nights, you may wish to consider adding cruise cover and select an International policy that extends cover for emergency medical expenses and emergency medical evacuation and repatriation should you become seriously injured or sick on board the cruise where no Medicare doctor is available and your private health insurance does not provide cover. 

As each individual’s circumstances are different, we will assess each claim on a case by case basis and in accordance with your specific circumstances, policy terms and Certificate of Insurance.     

Eligibility criteria, policy terms, conditions, exclusions and limits apply. Consider the PDS prior to deciding on which policy is right for you and your needs.