Can I still claim if I've left my luggage and personal effects unsupervised in a public place?
You must take all reasonable precautions to safeguard your luggage and personal effects. If you leave your luggage and personal effects unsupervised in a public place, then we will not pay your claim.
For an explanation of what we mean by 'luggage and personal effects', 'Unsupervised' and 'Public Place', see the 'Words With Special Meaning' section of the Product Disclosure Statement (PDS) for more detail.