What should I do if I am also covered by another insurance company?

If any loss, damage or liability covered under our policy is covered by another insurance policy, you must give us details. 

If you make a claim under one insurance policy and you are paid the full amount of your claim, you cannot make a claim under the other policy. 

If you make a claim under another insurance policy and you are not paid the full amount of your claim, we will make up the difference. We may seek contribution from your other insurer. You must give us any information we reasonably ask for to help us make a claim from your other insurer.

For more information, refer to our Product Disclosure Statement (PDS).

Read more about making claims: