How am I assured of a fair decision when making a claim?

We adopt the General Insurance Code of Practice. The purpose of the Code is to raise standards of practice and service in the general insurance industry.

If we do not accept your claim you can request a review through the following process:

Stage 1: Let us know about your concerns

Call us on 1300 409 322 or email info@fastcover.com.au

Help us help you by providing as much information as possible so we can resolve your matter as fast as we can.

Where we can’t resolve your concern immediately, we will resolve it within a reasonable period.

Stage 2: Contact Internal Dispute Resolution Committee

If we haven't responded to your complaint, or if you’re not satisfied with how we’ve tried to resolve it, you can ask for your complaint to be escalated for an Internal Dispute Resolution (IDR) review by a Dispute Resolution Specialist.

  Policy number starting with 'FCL' Policy number starting with 'FCH'
Email idraustralia@lloyds.com resolution@hollard.com.au
Post Lloyd’s Australia Limited
Suite 1603, Level 16
1 Macquarie Place
Sydney NSW 2000
Fast Cover IDR
Locked Bag 2018
St Leonards NSW 1590
Phone 02 8298 0783 02 9253 6600

The Dispute Resolution Specialist will provide in writing our final decision within 30 days from when we first became aware of your complaint, unless we’ve requested an extension from you and you’ve agreed to give us more time.

Stage 3: Seek an external review of our decision

If you’re not happy with the final decision, or if we’ve taken more than 30 days to respond to you from the date you first made your complaint, you may contact the Australian Financial Complaints Authority (AFCA) at:

Website: www.afca.org.au

Email: info@afca.org.au

Post: GPO Box 3 Melbourne VIC 3001

Phone: 1800 931 678

The AFCA service is provided to you free of charge. A decision by AFCA is binding on us but is not binding on you. You also have the right to seek further legal assistance.