Is my policy still valid if I come home to Australia in the middle of my trip and then go back overseas?

Yes, if you return home early for any reason, cover from your policy will be suspended from the time your return to your home until the time you leave your home to continue your trip. 


  • You must have 14 days remaining of the period of insurance as noted on your Certificate of Insurance. 
  • Following the resumption of your trip your policy will remain valid until the end date shown on your Certificate of Insurance or your permanent return home, whichever comes first. 
  • We will not pay any costs in relation to your return to Australia unless the reason for your return is for something that you can claim for under your policy.

Cover is subject to the policy terms, conditions, limits and exclusions in the Product Disclosure Statement (PDS).

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