What does ‘You’ and ‘Your’ mean in travel insurance?

In the Product Disclosure Statement (PDS), ‘You’ and ‘Your’ mean the person or people whose names are shown on the Certificate of Insurance. If you have chosen a Single or Family cover type, this also includes your Dependants.

The Certificate of Insurance is a separate document that shows details specific to your policy. It may also include additional terms, conditions, exclusions, or limits that change or add to the standard wording in the PDS.