How do the sub-limits for luggage apply if I have the Basics policy with luggage cover up to $2 000?

The sub-limits as stated in our Product Disclosure Statement (PDS) would still apply if you have a Basics policy, but the maximum you can claim for will be capped at $2000.

For example: The sub-limit for damage to or lost or stolen cameras is up to $3000. However, the most you can claim under your Basics policy is $2000.

Cover is subject to the policy terms, conditions, limits and exclusions in the Product Disclosure Statement (PDS).