Am I covered for a new medical condition if I develop it after I buy travel insurance?
If you become aware that you have a new medical condition after you purchased travel insurance and before your departure date, you can still be covered for Trip Cancellation costs under the policy, as long as the medical condition was unexpected and unforeseen.
Example: If your doctor advises you to cancel your trip due to your new medical condition, you can put a claim in for trip cancellation costs.
There is no cover under any other benefits between the time of purchase and the end of your insurance policy period for claims arising from this new medical condition, as it would considered a pre-existing medical condition.
If you become suddenly ill or injured overseas on your trip and it is not related to any pre-existing medical conditions, you may still be covered for any overseas medical expenses.
Note:
You will NOT be able to make a claim regardless of when you purchased your policy or when the medical condition arises if it in any way is related to:- Sexually transmitted diseases.
- Suicide or attempted suicide.
Please read the Product Disclosure Statement (PDS) for full details about what is and is not covered.