Are food allergies and intolerances covered?
Food Intolerance
Food intolerances are automatically covered (subject to your policy limits and exclusions) and include:
- Coeliac Disease
- Lactose Intolerance
- Non-Coeliac Gluten Intolerance
Food Allergies
Food allergies are NOT covered if you were aware of the allergy at the time of policy purchase.
If you are not aware you have a food allergy at the time of policy purchase and you suffer an allergic reaction for the first time during your trip and period of cover, then there is provision for cover for that allergy (subject to your policy limits and exclusions).
Food allergies include:
- Eggs
- Fish
- Milk protein
- Tree Nuts (hazelnuts, walnuts etc)
- Peanuts
- Shellfish
- Soya
- Gluten (e.g wheat etc)
- Sesame
Note:
- If you require an epipen, this is considered a Food Allergy, and is NOT covered if you were aware of the allergy at the time of policy purchase.
- If you are aware that you may end up in a hospital due to any type of exposure to any type of food, this is considered a Food Allergy, and is NOT covered.