What is covered under 'Overseas Emergency Medical & Hospital Expenses'?

This benefit can cover unexpected medical and hospital (reasonable) expenses you incur while travelling overseas. The types of situations included are outlined in the PDS. The medical or hospital expenses must have been incurred due to a claimable event and confirmed in writing by a medical practitioner. You must make every effort to keep your medical or hospital expenses to a minimum.  

Every claim is reviewed individually on a case-by-case basis and will only be paid if it meets the terms, conditions, limits, and exclusions in your policy. Always check the PDS carefully so you know exactly what’s included before you travel.