What does ’Accidental Death Benefit’ cover??

The Accidental Death Benefit provides a lump sum payment to your estate if you die as a direct result of a covered circumstances as listed in our PDS during your trip or you die because of that injury within 12 months of the injury date; or 

During your trip, the mode of transport you are travelling on disappears, sinks or crashes and you are presumed dead, and your body is not found within 12 months. However, any such payment shall be refunded to us if it is later demonstrated that you did not die as a result of the event. 

.The benefit amount payable depends on the type of policy you hold and the limits outlined in the PDS. This cover is designed to provide financial support to your family or estate in the event of an unexpected, fatal accident during your trip. 

It’s important to note that this benefit only applies to accidents, it does not apply to deaths caused by illness, existing medical conditions, or excluded activities. 

Every claim is reviewed individually on a case-by-case basis and will only be paid if it meets the terms, conditions, limits, and exclusions in your policy. Always check the PDS carefully so you know exactly what’s included before you travel.