What is 'Accidental Death' cover?

The Accidental Death benefit pays a lump sum payment to your estate if: 

• You pass away during your trip due to an unexpected injury within 12 months of the injury date; or  
• During your trip, the mode of transport you're travelling on disappears, sinks or crashes and you are presumed dead and your body is not found within 12 months. However, any such payment shall be refunded to us if it is later demonstrated that you did not die as a result of the event. 

Eligibility criteria, policy terms, conditions, exclusions and limits apply. Consider the PDS prior to deciding on which policy is right for you and your needs.  

As each individual’s circumstances are different, we will assess each claim on a case-by-case basis and in accordance with your specific circumstances, policy terms and Certificate of Insurance.