What does ‘Loss of Income Benefit’ cover??

The Loss of Income benefit provides you up to $400 per person, per complete week of continued disability following the waiting period for a period of up to 26 weeks to replace your lost weekly wage, net of income tax, that meets the cover conditions as in the PDS. 

To be eligible, you’ll need to: 

• Provide a medical report from your doctor overseas regarding the nature of your injury and confirming your disablement. 
• Provide a medical report from your doctor in Australia once you return home outlining the treatment plan for your return to your usual occupation in Australia, the expected return to work date or length of expected disablement. 
• Provide us with satisfactory evidence of your employment in Australia and your scheduled return to work date after your trip, confirming that you had work to return to in Australia. 
• Provide us with satisfactory evidence of your lost income by providing us with your recent payslips. 
• Loss of Income benefit is only available under the Comprehensive, Snow Sports Plus, and Frequent Traveller Saver policy. 

Important to know: 

• Cover is only available on select policies and is limited to $10,400. 
• The first 30 days of disablement after returning home are not covered. 
• Dependants’ income, overseas jobs, or income lost due to sickness or excluded medical conditions are not covered. 
• Claims arising from COVID-19 are not covered. 
• We will only pay if you cannot perform your normal or suitable alternative work and you lose all your income. 

Every claim is reviewed individually on a case-by-case basis and will only be paid if it meets the terms, conditions, limits, and exclusions in your policy. Always check the PDS carefully so you know exactly what’s included before you travel.