What does 'Injury date' mean in the PDS?

Means the earlier of the date: 

  • your medical practitioner reasonably diagnoses as the most likely date of the injury; 
  • our medical practitioner reasonably diagnoses as the most likely date of the injury; 
  • you first became aware of the injury or a reasonable person in the circumstances would have been aware of the injury; 
  • you first received medical treatment for the injury; and 
  • the injury is first diagnosed by a medical practitioner.

As each individual’s circumstances are different, in the event of a claim, our claims team will assess each claim on a case by case basis.

Cover is subject to the policy terms, conditions, limits and exclusions in the Product Disclosure Statement (PDS)