Do I need to declare my existing medical conditions for travel insurance?

If you want your existing medical or pregnancy conditions to be included under your travel insurance policy, you must declare them to us and complete a medical screening during the application process. This allows us to assess your medical situation and confirm whether we can provide cover. 

If you don’t declare your existing medical or pregnancy conditions, your policy will not cover any claims arising from those conditions. 

Every claim is reviewed individually on a case-by-case basis and will only be paid if it meets the terms, conditions, limits, and exclusions in your policy. Always check the PDS carefully so you know exactly what’s included before you travel.