Can I buy one policy to cover both my domestic and overseas travel?

You can buy one policy to cover both trips if the domestic and international travel are taken in conjunction with one another and you will not be returning home in between the two trips.

If you will be returning home in between the two trips, you will need to purchase two separate single trip policies for each of the trips.

While you are travelling domestically, you would have cover as per the benefits on your overseas policy, excluding the following benefits:

  • Medical, hospital and evacuation cover
  • Permanent disability
  • Loss of income
  • Passports, credit card and credit card fraud
  • Theft of cash
  • Delay of luggage and personal effects

Cover is subject to the policy terms, conditions, limits and exclusions.in the Product Disclosure Statement (PDS).