What is the Basics policy and what does it cover?

The Basics policy offered by Fast Cover Travel Insurance provides cover for international travel and includes benefits that focuses on emergency medical care. By way of summary, it provides cover for:  

• Overseas 24/7 Emergency Medical Assistance: Access to emergency medical support services arranged by Fast Cover’s emergency assistance team if you are unexpectedly injured or become sick while overseas.  
• Overseas Emergency Medical and Hospital Expenses: Cover for the reimbursement of reasonable overseas emergency medical or emergency hospital expenses incurred if you are injured or become sick overseas. 
• Overseas Emergency Dental Expenses: Cover for the cost of overseas emergency dental treatment for dental costs, for the relief of sudden and acute pain to sound and natural teeth, up to the applicable benefit limits specified in the PDS. 
• Overseas Emergency Evacuation and Repatriation: Cover for overseas medical transfer, evacuation (medivac) or repatriation if you are seriously injured or sick while overseas, where approved by the emergency assistance team. 
• Personal liability: Cover for your legal liability because of a legal claim against you, for compensation or associated legal expenses if you unintentionally cause death or injury to someone else, or cause property damage to someone else’s property.  

The Basics policy does not provide cover for other benefits such as Trip Cancellation, Trip Disruption or Rental Vehicle Excess. However, there is an option of adding luggage cover for an additional premium. 

Eligibility criteria, policy terms, conditions, exclusions, limits and sub limits apply. Consider the PDS prior to deciding on which policy is right for you and your needs. 

Any advice is general advice only and does not take into account your individual objectives, financial situation, or needs. Please consider the PDS before making any decisions regarding the purchase of travel insurance. 

As each individual’s circumstances are different, we will assess each claim on a case-by-case basis in accordance with your specific circumstances, policy terms, and Certificate of Insurance.