Do children need to be insured on a travel insurance policy?

Children need to be listed on a policy if you want them to have cover while travelling. A child can be included under a Family policy, a Single policy with a parent, or they can hold their own separate policy.

To be considered as a dependant on your policy, children must be aged 20 years and under , not in full-time employment, and travelling with at least one of the adults named on the Certificate of Insurance for the full itinerary.

If a cild is not insured under a policy, they will not have travel insurance cover for the trip.