If I buy the top level of cover, am I covered for everything?

It’s a common question, and the answer is that no travel insurance policy can cover every possible event. Even with Fast Cover’s top-level Comprehensive policy, there are still limits, conditions, and exclusions that apply. 

Because of this, it’s important to: 

• Review the Product Disclosure Statement (PDS) carefully to understand what is and isn’t included. 
• Use tools like search (Ctrl+F) to look up specific activities or scenarios you’re concerned about. 
• Consider whether optional extras are relevant for your trip, such as Rental Vehicle Excess or Adventure Pack. 

Every claim is reviewed individually on a case-by-case basis and will only be paid if it meets the terms, conditions, limits, and exclusions in your policy. Always check the PDS carefully so you know exactly what’s included before you travel.