If I come back earlier than expected, can I get a partial refund?

No, sorry. If you voluntarily choose to cancel your trip and return home early, we can’t provide a refund for the remaining time left on your policy.

If you’re not sure how long you want to stay overseas, it might be a better option for you to purchase a one-year policy initially and then extend it at a later date. However, you should keep in mind that if you enter Canada with a one-year policy, there is a chance you may only be issued with a one-year working holiday visa,

If you’re returning home early due to an unexpected illness, injury or other claimable event, you may wish to make a claim under your policy for related expenses.

Cover is subject to the policy terms, conditions, limits and exclusions in the Product Disclosure Statement (PDS).

Read more about working holiday travel insurance for the IEC: