If I come back earlier than expected, can I get a refund?

If you return home early and don’t plan to travel again, the unused portion of your policy can’t be refunded. 

However, if you return early because of a claimable event, you may be able to claim expenses related to your early return. These will be assessed under the terms of your policy. 

Every claim is reviewed individually on a case-by-case basis and will only be paid if it meets the terms, conditions, limits, and exclusions in your policy. Always check the PDS carefully so you know exactly what’s included before you travel.