When should you buy travel insurance?

You can buy travel insurance up to 12 months before your trip and right up until the day you depart. For most policies, cancellation cover begins as soon as the policy is issued, which means you’re protected if something unexpected happens before you travel. 

Every claim is reviewed individually on a case-by-case basis and will only be paid if it meets the terms, conditions, limits, and exclusions in your policy. Always check the PDS carefully so you know exactly what’s included before you travel.