Is my child covered if they are going on an amateur bike race overseas?

No. There is no cover under Fast Cover travel insurance policies for participation in bike races, including amateur events. 

Cover is not available for any type of race unless it is conducted on foot and the distance is up to and including a full marathon (42.2 km). 

Every claim is reviewed individually on a case-by-case basis and will only be paid if it meets the terms, conditions, limits, and exclusions in your policy. Always check the PDS carefully so you know exactly what’s included before you travel.