What should my travel insurance policy for a cruise include?

The benefits that are frequently looked for in cruise travel insurance include cover for:

• Cancellation costs if you have to unexpectedly cancel your trip due to reasons including sickness or injury,
• Evacuation and repatriation if you are seriously sick or injured on your cruise,
• Disruptions to your trip including natural disasters and severe weather, and
• Lost or damaged luggage.

You should also consider the type of trip you're taking, and your particular situation, including: 

• If you're pregnant and considering going on a babymoon cruise, you should check our Pregnancy Travel Insurance Guide to see if you can be covered for the stage of pregnancy you're in.
• If you're intending to do adventure activities such as snorkelling, diving, fishing or helicopter flights, you should check to see if the activity is covered or if you need to add the Adventure Pack to your policy for the activity to be covered.

Please note: any advice is general advice only and has not taken into account your individual objectives, financial situation or needs.

Consider the PDS and TMD at Fastcover.com.au prior to deciding whether this policy is right for you, as policy terms, conditions, exclusions and limits apply.