What should my travel insurance policy for a cruise include?

The benefits that are frequently looked for in cruise travel insurance, for example, often include cover for:  

• Cancellation costs if you have to unexpectedly cancel your trip due to reasons covered under the policy for example unexpected sickness or injury,  
• Evacuation and repatriation if you are unexpectedly seriously sick or injured on your cruise,  
• Disruptions to your trip including natural disasters and severe weather, and  
• Lost or damaged luggage.  

You should also consider the type of trip you're taking, and your particular situation, including:  

• If you're pregnant and considering going on a babymoon cruise, you should check our Pregnancy Travel Insurance Guide to see if you can be covered for the stage of pregnancy you're in.  
• If you're intending to do adventure activities such as scuba diving to 30m, tandem skydiving, or quad biking, you should check to see if the activity is covered or if you need to add the Adventure Pack to your policy for the activity to be covered.  

Consider the PDS and TMD at Fastcover.com.au prior to deciding whether this policy is right for you, as policy terms, conditions, exclusions and limits apply.