If I have Car Hire Excess Cover, do I still need to take the insurance offered by the rental company?

The insurance offered by your car rental company is not replaced by rental car excess cover, as rental car excess insurance only covers the EXCESS component of that rental car insurance. You will still need to take out regular rental car insurance with the rental car company.

If you do not have rental vehicle insurance for your rental car and it is damaged or stolen, you will be liable for the repair or replacement costs. In order for you to claim for car hire excess cover, you must have rental car insurance and also purchased the car hire excess cover on your travel insurance policy.

For more information, refer to our Product Disclosure Statement (PDS).