Am I covered if I am listed as a driver on the rental car agreement, but am not the person hiring the rental car?

You can be covered under the Rental Vehicle Insurance Excess benefit provided you: 

• Add the Rental Vehicle Insurance Excess benefit to your policy and pay the additional premium, 
• Are listed as a driver on the rental car agreement,  
• Are listed as a policy holder on your certificate of insurance with us, and 
• Hold a Provisional or higher driver's licence for the same class of motor vehicle, regardless of the local laws and if required, licence valid for the country that you are driving in. 

As each individual’s circumstances are different, we will assess each claim on a case by case basis and in accordance with your specific circumstances, policy terms and Certificate of Insurance. 

Cover is subject to the policy terms, conditions, limits and exclusions in the Product Disclosure Statement (PDS).