Can a dependent listed on a travel insurance policy be covered for the rental vehicle insurance excess benefit?
Travelling together
Cover is available for Dependant children if your dependant will be travelling with you for 100% of the trip, and they are listed on both the rental vehicle agreement and Certificate of Insurance with us.
Not travelling together
If your dependant is taking a separate rental car, and not going to be with you for 100% of the trip, they would need to take out a separate single policy to have cover.
Note:
- For your dependant to have cover under your policy they need to be travelling with you for 100% of the time, otherwise they do not qualify as a 'dependant' for the purposes of our travel insurance policies.
- Your dependant must also comply with the Australian licencing requirements, the terms and conditions of the rental agreement and have a Provisional or higher driver's licence.
Cover is subject to the policy terms, conditions, limits and exclusions in the Product Disclosure Statement (PDS).