Can a husband and wife take out a Duo travel insurance policy?

A Duo policy is designed for two travellers who are going on the same trip. It can be used by a husband and wife, partners, friends, or relatives, as long as both people are listed on the policy and travelling together for at least 75% of the trip. 

For couples who want to be covered under the same policy, a Duo option is often chosen instead of taking out two separate Single policies. 

Every claim is reviewed individually on a case-by-case basis and will only be paid if it meets the terms, conditions, limits, and exclusions in your policy. Always check the PDS carefully so you know exactly what’s included before you travel.