Can I buy a Fast Cover travel insurance policy?

You may be eligible to buy a Fast Cover travel insurance policy if you meet certain criteria. 

For Australian citizens and permanent residents: 

  • You currently reside in Australia, and 
  • You hold a valid Australian Medicare card beyond the period of your policy, and 
  • You purchase your policy before your trip starts (or meet the requirements for buying a policy while already overseas), and 
  • Your trip starts and ends in Australia, and 
  • You meet any other eligibility criteria applied by us during the application process. 

For temporary residents of Australia (e.g. on a visa): 

  • You are a non-permanent resident who holds a valid Medicare card, or you have Australian Private Health Insurance that meets the government’s health insurance requirements for your visa and is valid beyond the policy period, and 
  • Your visa remains valid beyond your return, and 
  • You have a home in Australia that you intend to return to, and 
  • Your trip starts and ends in Australia, and 
  • You hold a return ticket to Australia, and 
  • You meet any other eligibility criteria applied by us during the application process. 

 Please note in the event of a medical repatriation from overseas, we will return you to Australia. Medical expenses incurred once you have returned to Australia are not covered on this Policy. It is therefore important that you ensure you have access to long term medical care in Australia. 

Every claim is reviewed individually on a case-by-case basis and will only be paid if it meets the terms, conditions, limits, and exclusions in your policy. Always check the PDS carefully so you know exactly what’s included before you travel.