Is my luggage covered if I check it in and it is transported in the cargo hold of the airline?

Loss of jewellery, travel documents, cash and computer equipment in checked-in luggage is not covered by your policy, 

There is no cover for the loss, theft, or damage of jewellery, mobile phone, camera, video camera, personal computer, computer equipment or their accessories that is transported in the cargo hold of any carrier. However, they may be covered by the airline. If your jewellery, travel documents, cash or computer equipment in your checked-in luggage is lost or stolen, when it is reasonably possible, report it immediately to the airline.

Note:

• You may have cover in the case of personal electronic devices transported by aircraft, if you are instructed by the airline or relevant authority to check the devices in due to government regulation.
• Other items of luggage may still be covered under your travel insurance policy.

For more information, refer to our Product Disclosure Statement (PDS).