What Geographical Region does my destination fall under?
| Region Name | Destinations |
| Worldwide | For NEW policies and policies starting with FCH: North, Central & South America (including Hawaii and the Caribbean), Africa, Middle East, Antarctica, Sub- Antarctic Islands and any other destination not below For policies starting with FST: North, Central & South America (including Hawaii and the Caribbean), Japan, Africa, Middle East, Antarctica, Sub- Antarctic Islands and any other destination not listed below. |
| Europe | Europe, Russian Federation and United Kingdom. Automatically includes cover for Asia, Pacific, New Zealand & Domestic Regions. |
| Asia | For NEW policies and policies starting with FCH: Asia (including Japan, excluding Russian Federation and the Middle East). Automatically includes cover for the regions of Pacific, New Zealand and Domestic. For policies starting with FST: Asia (excluding Japan, Russian Federation and the Middle East). Automatically includes cover for the regions of Pacific, New Zealand and Domestic. |
| Pacific | American Samoa, Ashmore & Cartier Islands, Bali, Cook Islands, Fiji, French Polynesia, Guam, Heard Island & McDonald Islands, Indonesia, Kiribati, Marshall Islands, Micronesia, Nauru, New Caledonia, Niue, Northern Mariana Islands, Palau, Papua New Guinea, Pitcairn, Samoa, Solomon Islands, Tokelau, Tonga, Tuvalu, Vanuatu and Wallis & Futuna Islands. Automatically includes cover for the New Zealand & Domestic Regions. |
| New Zealand | New Zealand. Automatically includes cover for the Domestic. |
| Domestic | Australia (including Thursday Island, Lord Howe Island, Norfolk Island, Christmas Island and Cocos (Keeling) Island). |