Am I covered if I leave my skis unlocked outside the cafe for 15 mins, and they are stolen?

Cover may not available if you leave your snow sports equipment such as skis unsupervised. Under our Snow Sports Equipment benefit and Luggage and Personal Effects benefit it is a condition of cover that you must take care to reasonably protect and secure your snow sports equipment or luggage and personal effects at all times. This means you must not leave your snow sports equipment or luggage and personal items unsupervised or in a public place. 

Read our PDS for more information about the terms and conditions of cover for snow sports equipment and luggage and personal effects and how these apply to you and your trip.